Open Forem

Cover image for Mason Builders PPP Loan Fraud Scheme Exposed and Its Ripple Effect on COVID Relief Accountability
Ciarra Guidicelli
Ciarra Guidicelli

Posted on • Originally published at talentcrowd-crimes.com

Mason Builders PPP Loan Fraud Scheme Exposed and Its Ripple Effect on COVID Relief Accountability

When the Paycheck Protection Program (PPP) launched in 2020, it was meant to be a lifeline for struggling small businesses during the pandemic.

Over $800 billion in taxpayer-backed funds were distributed to companies across the United States with one goal: to keep workers on payroll.

But investigations have revealed that some businesses exploited the system. One case that stands out is Mason Building and Design, LLC, known publicly as Mason Builders.

Read the full exposé here:

👉 Mason Builders PPP Loan Fraud Scheme Exposed


How Mason Builders Entered the PPP Loan Program

Public financial data and federal filings show Mason Builders received more than $330,000 in PPP funds through Tri Counties Bank.

These funds were approved to cover payroll and operating expenses but later became part of a complex financial network involving Porter Consulting and Topdevs, both connected to Tyler Davis.

Investigators found that portions of these funds were circulated between related companies, sometimes disguised as capital contributions.

These accounting entries created the illusion of personal investments and business growth while masking the true origin of the funds, which came from taxpayer-backed relief money.


The Network Behind the Scheme

Evidence in bankruptcy filings and court documents points to a broader financial structure.

Funds from Mason Builders and Porter Consulting were repeatedly transferred through overlapping accounts, creating paper trails that blurred the line between payroll assistance and personal enrichment.

One of the most striking examples includes $37,240 from Porter Consulting’s PPP loan being rerouted through Mason Builders and recorded as a personal investment into Topdevs.

Such movements raise serious concerns about SBA loan misuse, accounting manipulation, and the integrity of the loan forgiveness process.


The Real Cost to Taxpayers

The forgiveness of Mason Builders’ $330,000 PPP loan means that the debt was effectively covered by public funds.

For every fraudulent application or misuse of funds, small businesses that truly needed help were left behind.

This case underscores the challenges of emergency relief programs where urgency often outpaces oversight.

It also reveals how easily federal relief programs can be exploited when controls are weak and accountability is delayed.


Why This Case Matters

The Mason Builders story is not isolated. It reflects a growing trend of pandemic-related financial crimes that continue to be uncovered by federal agencies.

The IRS Criminal Investigation Division and the Department of Justice have both identified PPP fraud, wire fraud, and money laundering tied to COVID-19 relief as enforcement priorities.

To learn more about active enforcement and investigative updates, visit:


A Lesson in Oversight and Accountability

The Mason Builders PPP loan scheme highlights what happens when relief funds are misused.

Billions of dollars meant to protect American jobs were instead funneled through layers of deception and forgiven without scrutiny.

As more cases like this surface, investigators and journalists continue to expose how federal relief was manipulated.

The truth is clear: transparency and accountability must be non-negotiable in every taxpayer-funded program.


About the Source

This article was created as a follow-up investigation to the original exposé published on Talentcrowd-Crimes.com.

It aims to strengthen public awareness of PPP loan misuse, promote accountability, and ensure justice for taxpayers.


Top comments (19)

Collapse
 
thetechstratos profile image
Tech Stratos

Excellent reporting. PPP fraud cases like Mason Builders show exactly how federal funds were stolen legally. These articles are the kind that force agencies to act.

Collapse
 
benedict_andresaznar_523 profile image
Benedict Andres Aznar

The founder built something real, but others twisted the system to benefit themselves. What Mason Builders and Porter Consulting did should never have been forgiven by the SBA.

Collapse
 
james007anthony profile image
Anthony James

The U.S. government needs stricter audits. Mason Builders got over $330K and didn’t use it for payroll as intended. These loans weren’t free money. They came from taxpayers.

Collapse
 
marcusquinn05 profile image
Marcus

The part about the $37,240 funneled through Mason Builders into Topdevs hit me hard. That is clear proof of how taxpayer money was recycled to look legitimate. Fraud hiding in plain sight.

Collapse
 
regalroyale profile image
JR

How many more companies like Mason Builders and Porter Consulting are out there doing the same thing? This needs to be a national conversation about accountability and reform.

Collapse
 
portablewalkman profile image
Portable Walkman

The connections between Mason Builders, Porter Consulting, and Topdevs are alarming. It shows how shell companies can be used to wash federal funds. Excellent exposure.

Collapse
 
darlenefayever profile image
Darlene Faye Rodriguez

PPP loan forgiveness should have required real proof of payroll use. Mason Builders didn’t just misuse funds, they showed how easy it is to game the entire SBA system.

Collapse
 
darrenstoik profile image
Darren Stoik

Mason Builders’ actions are not just unethical, they are un-American. Taking taxpayer money during a national crisis and then covering it up is stealing from every citizen.

Collapse
 
techtalk profile image
Tech Talk

😡 This makes my blood boil. People were losing jobs and homes while Mason Builders and connected companies were taking advantage of the PPP system. Justice must be served.

Collapse
 
eddiegordo profile image
Eddie

It’s sad that funds meant to protect jobs during a pandemic ended up lining the pockets of a few. Mason Builders and anyone linked to this loan manipulation should be investigated by the DOJ.